Student loans: what do I need to know about applying?

The student maintenance grant is unlikely to cover the entire cost of university you may need to juggle your finances. Photograph: Reeldeal Images/Alamy

The student maintenance grant is unlikely to cover the entire cost of university you may need to juggle your finances. Photograph: Reeldeal Images/Alamy

I t might seem a touch premature given what’s happening in the world, but for anyone planning to start university in the autumn the deadline for student loan applications falls on 22 May. If you or your offspring are in this boat, here’s what you need to know about the process.

Do I really need to apply now?

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No. Although it’s described as a deadline, it is not a hard and fast cut-off date. The Student Loan Company (SLC) asked students to apply early to give its staff a chance to start processing applications. Across all year groups about 1.3 million students head to college in England alone each year and it wants time to deal with everyone. Read more

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