Valdosta State University has thirteen short term loan accounts

Private families or organizations established many of the loan accounts as early as 1920. The following guidelines allow us to offer the Short Term Loan as a valuable resource for students who are in need, thereby complying with the intent of the donors as stated in the creation of the loan funds, while also maintaining the financial integrity and continued use of the funds. The short-term loan funds were the original source of financial aid before the federally funded programs were established.

If you find yourself needing funds to pay tuition and fees, you may qualify to receive a VSU short term loan.

However, if you do not receive the financial aid for whatever reason, the short-term loan is due according to the terms of the promissory note

A short term loan is a fixed amount of money that Valdosta State University allows you to borrow for a specific amount of time. These loans are short-term meaning they last only for the duration of a school semester. When the school semester ends, you are expected to have re-paid the loaned money in FULL, making payments as indicated on the repayment installment agreement. There are no exceptions. There is no extended payment plan. The balance due must be paid on the due date.

EASY!! Ask for a Short Term Loan Application in the Office of Student Accounts, University Center South (1 Stop Shop). If your application has been approved, the loan amount is applied directly to your university student account after you and your co-signer (if applicable) have signed the required loan documents.

All loan sources have eligibility criteria that the student must meet in order for the money to be borrowed. Loans are only made to cover direct educational expenses incurred at Valdosta State University, i.e., payments to the university for fees, books, on campus housing and meals. Following are the requirements to obtain a loan:

• Currently enrolled with at least one credit hour
• G.P.A. =/+ 2.0
• Satisfactory loan rating with the Office of Student Accounts
• Show a means to pay back the loan
• Satisfactory credit history for loans
• No history of default or collections
• No holds on your student accounts (such as library fines, health center fees, parking citations or housing, etc)
• Student must be enrolled and attending on-campus or online courses. Read more