Learn About Repayment Plans, Deferment, Forbearance, Refinancing, and More

Posted by on April 4, 2022 · Leave a Comment 

Why is getting student loan help quickly so important? It’s not just the worried feeling in the pit of your stomach when you’re falling behind on your loan payments-or seeing a near-future date when you will. Miss enough payments and you could face serious consequences.

Along with damage to your credit score, you could have your wages garnished, be sued, or have your tax refund seized. Fortunately, both federal and private loan servicers have ways to help borrowers get back on track. Nonprofit organizations can provide assistance, too. And if those options don’t work, hiring a knowledgeable attorney could be money well spent. Here’s how to get help when you’re struggling with student loans.

Key Takeaways

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  • If you can’t make your student loan payments, there are several ways to get help, many of which are free-or at least cheaper than ignoring the problem.
  • You can apply for an income-driven repayment plan for long-term relief or deferment or forbearance for a short-term break. Read more

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