Public and private student loans have been on the scene for decades; helping countless college-aged borrowers earn academic degrees

Posted by on March 28, 2022 · Leave a Comment 

Programs for Continuing Your Education

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A recent shift in federal policy changes the way some loans are administered, including perennial Stafford Loans. The stalwart program is now integrated within the William D. Ford Federal Direct Loan Program, a far-reaching Department of Education financial aid effort that includes Subsidized, PLUS and Consolidation Loans, among others.

In the past, loans were issued by private lenders, on behalf of federal granting agencies. The Health Care and Education Affordibility Reconciliation Act of 2010 contains provisions revising the student loan process. Today, the government serves as its own lender, eliminating the bank or credit union that traditionally got involved. Read more

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